miercuri, 13 iulie 2011

Borrowing Extra Pounds Till Payday

By Mary Burns


So many of us have had that nagging worry, no more money is due to be deposited into our bank account for a while and we are heading towards the red. Banks are often unforgiving when their customers exceed their overdrafts yet going into the red can cost you dearly. This is when we may need to consider making contact with a lender who is able to offer us a few extra pounds till payday.

Online borrowing is easy and fast and more often than not the cash can be deposited in your bank account or savings account the next working day. Pay day loan companies are willing to lend smaller amounts of cash over shorter periods of time and no one can deny they offer an invaluable service.

The lenders offer a good deal and they are keen to point out the fact that the amount of cash borrowed should be never be more than you can afford to repay, the loan will be tailored to meet your needs. Pounds till payday prides itself on the level of customer care that they offer and the fact that they have an online live chat facility to help anyone who needs advice.

Pounds till payday short term loans are a good way of coping with those unforeseen expenses. Complying with the responsible lending policy is of the uppermost importance so the details are clearly displayed on site and it is of great importance that you read it.

The application form on the website is easy to make sense of and it can be filled in within minutes. Of course the lenders will need to know some personal details such as name and address, phone number, where you work and your employers name and address, how much you earn and who you bank with. In order to help the lenders make a decision regarding your online application the company might use the services of a credit reference agency.

There are certain criteria that you have to meet, you need to be resident in the UK, be 18 or over, earn a certain amount of money per week and have an active bank account so that a direct debit can be set up to meet the repayment. When applying for the first time you may find that the amount of money that you can borrow will be capped, after repaying the first borrowing the amount that you can borrow may be raised.

To make life simple the loan will be repaid the same day as your wages go into the bank. It is crucial to make sure that enough money is left in your account to repay the loan. For every one hundred that is owed the company will add a standard fee and the borrowing fees are explained in full on a separate page.

Cash is king and many of us will need to apply for a quick loan from time to time. It is so easy, the sum of the loan is paid into your bank account and you repay it quickly so there are no lingering debts to worry about. Applying for some pounds till payday online has its advantages, for one you can apply from the comfort of your own home and above all you can apply for the money in privacy.




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