When London student Anuj Bidve was shot dead the day after Christmas, his family back in India was shattered. The family was still waiting for the body to be sent back to India four days after the incident. When incidents of this sort occur, the families of the bereaved are left negotiating a maze of procedures, especially in the absence of repatriation insurance.
Medical evacuation and repatriation insurance is a requirement in most U.S. colleges. While universities may specify these requirements for F1 students, students on a J1 visa are required to have medical evacuation and repatriation insurance by law. Before registering for courses, the student must provide proof of adequate insurance.
Many student health insurance plans also have repatriation benefits; however, it is best to check with the student insurance whether repatriation benefits are included. Specific evacuation and repatriation insurance is especially useful if the student does not have insurance with repatriation benefits, or if the student has health insurance from his/her home country.
Many medical evacuation repatriation insurance plans, such as the Sky Rescue plan, also offer medical evacuation insurance. However, these plans do not offer any medical benefits. Some plans also offer accidental death and dismemberment benefits and personal liability benefits.
Repatriation of remains insurance plans are usually no-deductible, no-coinsurance plans, with the plan paying for the entire repatriation or medical evacuation. Any personal liability benefit will, however, have a deductible. This ensures that the plan holder or legal heir need not worry about finances during one of the most difficult periods of his/her life.
Some plans also offer emergency reunion benefits to bring a close family member to the bedside of the plan holder, if need be and the return home of minor children accompanying the plan holder in case the minor is left alone as a result of hospitalization.
If the unthinkable happens, unless foul play is suspected, it is possible to repatriate either the body itself or the ashes after cremation in the U.S. The insurer will help the bereaved organize these procedures.
Although insurance for repatriation may not be on the top of any student's list, it is but a small sum for something that can potentially cause great financial and emotional drain. It is also one thing to cross off a student's to-do list.
Medical evacuation and repatriation insurance is a requirement in most U.S. colleges. While universities may specify these requirements for F1 students, students on a J1 visa are required to have medical evacuation and repatriation insurance by law. Before registering for courses, the student must provide proof of adequate insurance.
Many student health insurance plans also have repatriation benefits; however, it is best to check with the student insurance whether repatriation benefits are included. Specific evacuation and repatriation insurance is especially useful if the student does not have insurance with repatriation benefits, or if the student has health insurance from his/her home country.
Many medical evacuation repatriation insurance plans, such as the Sky Rescue plan, also offer medical evacuation insurance. However, these plans do not offer any medical benefits. Some plans also offer accidental death and dismemberment benefits and personal liability benefits.
Repatriation of remains insurance plans are usually no-deductible, no-coinsurance plans, with the plan paying for the entire repatriation or medical evacuation. Any personal liability benefit will, however, have a deductible. This ensures that the plan holder or legal heir need not worry about finances during one of the most difficult periods of his/her life.
Some plans also offer emergency reunion benefits to bring a close family member to the bedside of the plan holder, if need be and the return home of minor children accompanying the plan holder in case the minor is left alone as a result of hospitalization.
If the unthinkable happens, unless foul play is suspected, it is possible to repatriate either the body itself or the ashes after cremation in the U.S. The insurer will help the bereaved organize these procedures.
Although insurance for repatriation may not be on the top of any student's list, it is but a small sum for something that can potentially cause great financial and emotional drain. It is also one thing to cross off a student's to-do list.
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