Simply put, mobile gift cards are able to be used via smartphones. This has become a popular gift idea, mainly due to the fact that they can be drawn from a phone without any hassle. Of course, one can argue that they have downsides. The discussion of pros and cons is what we will get into today. Courtesy of Bob Jain and other minds in finance, here are the pros and cons of mobile gift cards you should be aware of.
PRO - Less physical space will be taken up. This is especially true for those that have numerous credit cards, receipts, and other such items in their wallets and pocketbooks. There's only so much space that can be used, which is where mobile gift cards shine. Instead of being crammed into a tight space, they can be easily accessed through one's smartphone. Not only does this result in freed space, according to names such as Robert Jain, but you won't have to sift through numerous cards in confusion.
CON - The rules and restrictions of mobile gift cards vary. If you were to do research on gift card options, you will find that their individual guidelines differ in certain ways. What this means is that you may have to study up on them, especially if you're planning on giving a mobile gift card to a loved one. You don't want to give someone a card that has funds that expire or fewer places where it can be used. In simple terms, don't assume that every mobile gift card is alike.
PRO - They are easily accessible. In the mobile age we live in, people have their smartphones on them at all times. It's a lifeline that we couldn't imagine ourselves without. On that note, the content stored in these phones is accessible, which goes for mobile gift cards as well. If you bring out your card for a purchase, you can do so with ease. You never have to worry about forgetting it at home, since it will be with you at all times.
CON - For better or worse, opinions on mobile gift cards vary. What this means is that you can't assume that everyone will take to this gift idea in a positive way. As a matter of fact, many people view them as impersonal, almost like it was a final-minute decision. Of course, others may see it as perfect, especially if they're a fan of the retailer associated with it. Opinions vary, which is why you should be careful about purchasing gifts like this.
PRO - Less physical space will be taken up. This is especially true for those that have numerous credit cards, receipts, and other such items in their wallets and pocketbooks. There's only so much space that can be used, which is where mobile gift cards shine. Instead of being crammed into a tight space, they can be easily accessed through one's smartphone. Not only does this result in freed space, according to names such as Robert Jain, but you won't have to sift through numerous cards in confusion.
CON - The rules and restrictions of mobile gift cards vary. If you were to do research on gift card options, you will find that their individual guidelines differ in certain ways. What this means is that you may have to study up on them, especially if you're planning on giving a mobile gift card to a loved one. You don't want to give someone a card that has funds that expire or fewer places where it can be used. In simple terms, don't assume that every mobile gift card is alike.
PRO - They are easily accessible. In the mobile age we live in, people have their smartphones on them at all times. It's a lifeline that we couldn't imagine ourselves without. On that note, the content stored in these phones is accessible, which goes for mobile gift cards as well. If you bring out your card for a purchase, you can do so with ease. You never have to worry about forgetting it at home, since it will be with you at all times.
CON - For better or worse, opinions on mobile gift cards vary. What this means is that you can't assume that everyone will take to this gift idea in a positive way. As a matter of fact, many people view them as impersonal, almost like it was a final-minute decision. Of course, others may see it as perfect, especially if they're a fan of the retailer associated with it. Opinions vary, which is why you should be careful about purchasing gifts like this.
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Please consult Bobby Jain for more information about what you've just read.. This article, Mobile Gift Card Pros & Cons Detailed By Bob Jain has free reprint rights.
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